Rates

Share & Deposit Rates

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Rates are Subject to Change

 
Membership Savings Account
Effective Date: March 31, 2023
Account BalanceDividend RateAPY
$50.00 - $49,999.99 0.05% 0.0500%
$50,000.00 - $149,999.99 0.05% 0.0500%
$150,000.00 + 0.05% 0.0500%
Christmas Club, Vacation Club, Miscellaneous Savings Acount
Effective Date: March 31, 2023
Account BalanceDividend RateAPY
$50.00 - $49,999.99 0.05% 0.050%
$50,000.00 - $149,999.99 0.05% 0.050%
$150,000.00 + 0.05% 0.050%
Penalties for early withdrawal may apply.
Certificates of Deposits, minimum deposit $500
Effective Date: March 31, 2023
MemberCertificate TermDividend RateAPY
  6 Month 0.65% 0.6511%
  1 year 1.75% 1.7615%
  2 year 2.20% 2.2182%
  3 year 2.30% 2.3199%
  4 year 2.75% 2.7785%
  5 year 3.00% 3.0339%
Penalties for early withdrawal may apply.
IPA Account (Individual Pre-Needed Account)
Effective Date: March 31, 2023
Account BalanceDividend RateAPY
<$20,000.00 0.10% 0.1000%
$20,000.00 + 0.10% 0.1000%
IRA Account (Individual Retirement Account)
Effective Date: March 31, 2022
Account BalanceDividend RateAPY
<$2,000.00 0.10% 0.1000%
$2,000.00 - $9,999.99 0.10% 0.1000%
$10,000.00 - $19,999.99 0.10% 0.1000%
$20,000 + 0.10% 0.1000%

YOUR DEPOSITS ARE INSURED TO $250,000 PER ACCOUNT BY AMERICAN SHARE INSURANCE

Anticipated dividends subject to change without notice.
APY = Annual Percentage Yield
This institution is not federally insured. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.