Young woman and man with phone

Deposit Services

Home > Products & Services > Deposit Services

Deposit Services

We have the tools to help you manage your money and save for your short and long-term financial goals.

Free Checking Account
 

  • Our Checking Account provides you with Free Online Bill Payment, Home Banking, Mobile Banking and Debit Card access.
    In addition, you can
    • Only $10 to open
    • No minimum balance requirements
    • No direct deposit restrictions
    • Freedom to move money to or from other financial institutions and email or text money to anyone for a small convenience fee
    • Manage your checking account via our free Mobile App
  • FCUCU Checking Account does not earn dividends
  • Need to reorder checks? You can reorder all of your personal and business checks safely and securely at www.ordermychecks.com/login_a.jsp

Short-Term Savings
 

Long-Term Savings
 

Membership Savings Account
Effective Date: March 31, 2023
Account BalanceDividend RateAPY
$50.00 - $49,999.99 0.05% 0.0500%
$50,000.00 - $149,999.99 0.05% 0.0500%
$150,000.00 + 0.05% 0.0500%
Christmas Club, Vacation Club, Miscellaneous Savings Acount
Effective Date: March 31, 2023
Account BalanceDividend RateAPY
$50.00 - $49,999.99 0.05% 0.050%
$50,000.00 - $149,999.99 0.05% 0.050%
$150,000.00 + 0.05% 0.050%
Penalties for early withdrawal may apply.
Certificates of Deposits, minimum deposit $500
Effective Date: March 31, 2023
MemberCertificate TermDividend RateAPY
  6 Month 0.65% 0.6511%
  1 year 1.75% 1.7615%
  2 year 2.20% 2.2182%
  3 year 2.30% 2.3199%
  4 year 2.75% 2.7785%
  5 year 3.00% 3.0339%
Penalties for early withdrawal may apply.
IPA Account (Individual Pre-Needed Account)
Effective Date: March 31, 2023
Account BalanceDividend RateAPY
<$20,000.00 0.10% 0.1000%
$20,000.00 + 0.10% 0.1000%
IRA Account (Individual Retirement Account)
Effective Date: March 31, 2022
Account BalanceDividend RateAPY
<$2,000.00 0.10% 0.1000%
$2,000.00 - $9,999.99 0.10% 0.1000%
$10,000.00 - $19,999.99 0.10% 0.1000%
$20,000 + 0.10% 0.1000%
Savings Calculator

This calculator demonstrates how to put this savings strategy to work for you.

Learn More >

Savings & Investing Center

How to learn from your mistakes and capitalize on them in the future.

Learn More >