Loan Calculators
Fee Schedule
Fees & Charges
Effective Date: Effective Date: March 1, 2024
Additional SERVICE CHARGES & FEES may be assessed dependent upon the service(s). All fees/service charges are subject to change without notice.
| Service | Fees | Note |
|---|---|---|
| Closing within 90 days of opening | $25.00 | |
| Re-opening after 6 months suspension | $25.00 | |
| Returned Check or ACH | $35.00 | |
| Christmas Savings withdrawals before 11/1 | $25.00 | |
| Stop Payment (per item) | $35.00 | |
| Stop Payment Corporate Checks | $35.00 | |
| NSF Fee | $35.00 | |
| NSF Transaction Honored Grace Fee | $20.00 | |
| Check Copy | $5.00 | |
| Corporate Check Copy | $7.00 | |
| Acct Reconciliation min and per hour | $35.00 | |
| Monthly Fee Personal Draft Accts | $10.00 | Waived $400 dir dep or $1,000 in savings |
| Monthly Fee on Business Accts | $15.00 | Waived $400 dir dep or $1,000 in savings |
| Cashing a Verified Check | $5.00 | |
| Money Orders up to $499 | $3.00 | |
| CU MONEY Card Purchase | $10.00 | |
| Reload Prepaid Card | $5.00 | |
| Withdrawal > 2 in one month | $5.00 | |
| Paper Statement Per mailng | $2.00 | |
| Business Paper Statement Per Mailing | $3.00 | |
| Loan Fees | ||
| Grace Loan Application | $25.00 | |
| Loan Application | $35.00 | |
| Real Estate Application | $500.00 | |
| Business Loan Application Fee | $500.00 | No Origination Fees |
| SBA Application Fee | See SBA | |
| Loan Processing Fee | $75.00 | |
| Loan Advance Processing Fee | ||
| Late Fee | 5% of pmt | |
| Amazing Grace LOC Monthly Fee | $20.00 | |
| Loan Modification Fee | $50.00 | |
| Run Credit Report for Member | $10.00 | |
| Other | ||
| Check by phone (call in) | $3.00 | |
| Reprinting of a individual Statement | $5.00 | |
| Reprinting of Business Statement | $3.00 | |
| Returned Mail | $5.00 | |
| Photocopying per page | $3.00 | |
| Fax: 1st Page | $5.00 | |
| Additional per page | $1.00 | |
| Dormant acct per month after 1 yr inactivity in all accts and no loan |
$5.00 | |
| Levy/Garnishment (per occurrence) | $50.00 | |
| Official Check (2 free) additional per check per transaction | $5.00 | |
| Escheat Fee | $50.00 | |
| ATM FEES | ||
| Deposits | $2.00 | |
| Card Replacement (ATM or DEBIT) | $25.00 | |
| Withdrawals | $1.50 | |
| Inquiries | $1.00 | |
| Incomplete Transactions | $1.00 | |
| Overdraft POS (Debit Card) | $35.00 | |
| Wire Transfers | ||
| Domestic | $35.00 | |
| Incoming wires | $10.00 | |
| Personal Assistance if not on info line | $3.00 | |
| VISA | ||
| Returned pmt/NSF | $35.00 | |
| Replace Visa Card | $20.00 | |
| VISA Cash Advance Fee 10% | 5 to 50 | |